Financial Help Centers were created to educate the average investor and to help them prepare for retirement. All the financial help centers have the following goal: FINANCIAL INDEPENDENCE IN YOUR RETIREMENT AND THE ABILITY TO TRANSFER YOUR ASSETS TO YOUR BENEFICIARIES WITH THE LEAST AMOUNT OF TAX BURDEN!

Every person has at least one financial goal: to have enough money when they retire.

Most people do not have the security of having a Defined Benefits Plan, or pension, from their employer when they retire. Employees must contribute to other plans to meet their retirement goals.

The Federal Government allows you to contribute to a handful of plans and investments that will grow tax free until you withdraw the money. The most common are: 401k plans, 403b plans, Individual Retirement Accounts (IRAs), and annuities.

Mutual funds are the most common products you will find in these plans. Over 90 million individuals, 54 million households own mutual funds for their retirement.

If you have a 401k plan, 403b plan, an individual retirement account (IRA), an annuity, or a mutual fund, click on these "help centers" on the top left side of this page to educate yourself.

Complete the form on the right and receive  a free PDF copy of the valuable financial and retirement planning book "What All Stock and Mutual Fund Investors Should Know!"

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Bruce Sankin is the author of the best selling financial book "WHAT ALL STOCK AND MUTUAL FUND INVESTORS SHOULD KNOW!” He has been an arbitrator and mediator for FINRA (formerly the NASD) and a consumer advocate on investor education. A customized abridged edition of his book is used by State Regulatory Agencies, Attorney General’s Office, Division of Securities, as “investor educational material” for the employees and retirees in their states.

Mr.Sankin’s book has been endorsed or reviewed by NBC, CNBC, Money Magazine, Wall Street Journal, Consumer Digest, National Center for Women and Retirement Research, American Association of Individual Investors (AAII), American Library Association, and many others.

Every person who buys or sells a mutual fund, annuity, stock, or  bond must first open an account at either a brokerage firm or insurance company.When you roll over a 401k or 403b plan, or open an IRA account you must also open an account. Opening an account means the financial advisor fills out a questionnaire based on your answers to each question.  This is vital information that describes you, your financial history, and your investment objective. Read Bruce Sankin’s article on the importance of understanding the information  on the client account form, go to www.investorsrights.com/client.